📋 Legal Document

joya9b Terms and Conditions

Please read these terms and conditions carefully before using the joya9b platform. They form the basis of the agreement between you and us.

Last updated: January 2026

Introduction and Eligibility

By accessing or using the joya9b website and all related services, you are automatically considered to have agreed to these terms and conditions. If you do not agree with any part of these terms, please refrain from using our platform.

This document is written in English and serves as a binding legal agreement between joya9b and the registered user. joya9b reserves the right to change or amend these terms and conditions at any time. Continued use of the platform after any changes will be taken as your acceptance of the revised terms.

Important: joya9b is only for individuals aged 21 or older. Minors are strictly prohibited from opening an account or playing on this platform.

1 Account Registration and Management

1.1 Registration Eligibility

To open an account with joya9b, you must meet the following requirements:

  • You must be at least 21 years old.
  • You must be mentally capable and legally eligible to enter into a contract.
  • You must not be a resident of any country or region where online gaming is completely prohibited.
  • Your account must not have been previously closed or suspended by joya9b.

1.2 One Person, One Account

Only one account is permitted per person. Opening multiple accounts from the same person, household, or device is strictly prohibited. If evidence of multiple accounts is found, joya9b reserves the right to close all accounts and forfeit any balances.


1.3 Account Information

All information provided at registration must be accurate, complete, and up to date. Providing false or misleading information may result in account cancellation and forfeiture of all deposited funds. You are required to respond to any identity verification (KYC) requests.


1.4 Login Credential Security

It is your responsibility to keep your username and password completely confidential. Sharing login credentials with any third party is strictly prohibited. You are fully responsible for all activity carried out through your account.

2 Deposits, Withdrawals and Payment Policy

2.1 Accepted Payment Methods

joya9b currently supports the following payment methods:

  • bKash
  • Nagad
  • Rocket
  • Upay
  • Bank transfer (including Dutch-Bangla, City, BRAC, Islami, Sonali Bank)

2.2 Deposit Limits

The minimum deposit amount is ৳100 for each method. The maximum deposit limit may vary depending on the method and account level. Deposited funds may not be withdrawn until account verification is completed.


2.3 Withdrawal Rules

The minimum withdrawal amount is ৳1,000. Withdrawal requests are generally processed within 30 minutes to 3 hours. Withdrawals can only be made through the same method used for the deposit. Withdrawals may be delayed if identity verification has not been completed.

Please note: joya9b never sends funds to third-party accounts. The withdrawal account must be in the name of the registered account holder.

2.4 Fraud Prevention

If fraud or irregularities are suspected in any payment transaction, joya9b reserves the right to temporarily suspend the account or initiate an investigation. All withdrawals may be placed on hold during an investigation.

3 Bonus and Promotion Terms

3.1 Welcome Bonus

joya9b offers new users a 200% first deposit bonus up to ৳5,000. For example, if you deposit ৳1,000, you will receive a ৳2,000 bonus and your total balance will be ৳3,000. If you deposit ৳6,000 or more, the bonus is capped at ৳5,000 and your total balance will be ৳11,000.


3.2 Wagering Requirement

A 25x wagering requirement applies to every bonus. This means that to withdraw bonus funds, you must wager 25 times the bonus amount. Bonus balances cannot be withdrawn until the wagering requirement is met.


3.3 General Bonus Rules

  • Each bonus offer applies once per account.
  • Not all games may be available to play with bonus funds — the list of eligible games will be stated on the promotion page.
  • Bonuses are valid for a set number of days from the date of issue. Any unused bonus will be cancelled after expiry.
  • joya9b reserves the right to cancel a bonus if suspicious bonus use is detected.
  • Bonus balances cannot be converted directly to cash — withdrawal is only possible after the wagering requirement is completed.

3.4 Other Promotions

From time to time, joya9b may offer various seasonal promotions (such as those for BPL, IPL, and T20 World Cup) and special VIP offers. Each promotion will have its own terms, which will be detailed on the relevant promotion page.

4 VIP Program and Cashback

joya9b's VIP program has three tiers. By playing regularly, you can automatically advance to a higher tier. Weekly cashback benefits apply at each tier:

  • Bronze: up to 0.4% weekly cashback.
  • Silver: up to 0.8% weekly cashback.
  • Gold: up to 1.2% weekly cashback.

Cashback funds are added to the account within a set time each week. Your account must be active to receive cashback benefits. joya9b reserves the right to change VIP terms at any time.

5 Game Use and Fair Play

5.1 Game Use Rules

All games on the joya9b platform may only be used for personal entertainment. Using games for commercial purposes or as a profitable business is prohibited.


5.2 Prohibited Activities

The following activities are strictly prohibited:

  • Using any software bots, automated scripts, or hacking tools.
  • Collaborative cheating with other users.
  • Abusing the bonus system or collecting bonuses through multiple accounts.
  • Any attempt to manipulate game results.
  • Money laundering or illegal financial transactions.

If any of the above activities are detected, the account involved will be immediately closed and legal action may be taken if necessary.


5.3 Technical Issues

In the event of a technical error or connection loss during a game, joya9b will make every effort to provide a fair resolution. However, joya9b is not responsible for issues related to internet connectivity or the user's device.

6 Personal Data and Privacy

joya9b collects, stores, and processes users' personal data. Details of how data is used can be found on our Privacy Policy page. By agreeing to these terms and conditions, you are also considered to have agreed to the privacy policy.

We use SSL encryption to keep your information secure. Your data will not be sold or provided to any third party unless required by law.

7 Responsible Gaming

joya9b believes gaming should be enjoyable. We place the highest importance on responsible gaming. Users are encouraged to follow these guidelines:

  • Bet within your means — never play with borrowed money.
  • Set a limit on your time and spending and stick to it.
  • Do not treat gaming as a source of income.
  • Avoid placing large bets out of emotion.
  • If you notice signs of gaming addiction, seek help immediately.

For more information on responsible gaming, please read our Responsible Gaming page.

Setting Limits: joya9b allows users to set deposit, wagering, and time limits on their own accounts. A Self-Exclusion option is also available to temporarily close your account if needed.

8 Intellectual Property and Limitation of Liability

8.1 Intellectual Property

All content on the joya9b website — including logos, designs, text, graphics, and software — is the intellectual property of joya9b or the relevant licensor. You may not copy, distribute, or use any content commercially without prior written permission from joya9b.


8.2 Limitation of Liability

joya9b is not responsible for:

  • Financial losses arising from a user's gaming.
  • Disruption or errors in third-party services.
  • Loss of game data due to internet connectivity issues.
  • Any damage to the user's device or network.

Under applicable law, joya9b's maximum liability will in no case exceed the amount you have actually deposited in the last three months.


8.3 Service Interruption

joya9b cannot guarantee uninterrupted service. The service may be temporarily unavailable due to maintenance, upgrades, or uncontrollable events. We will attempt to give advance notice in such cases.

9 Account Suspension and Closure

9.1 Account Closure by joya9b

joya9b may temporarily suspend or permanently close your account for any of the following reasons:

  • Violation of the terms and conditions.
  • Providing false information or concealing identity.
  • Fraudulent activity or operating multiple accounts.
  • Suspicious activity related to money laundering.
  • Suspected use by a minor.

9.2 Account Closure by the User

You may request to close your account at any time by contacting us via live chat or by emailing [email protected]. Any valid balance may be withdrawn before the account is closed, subject to completion of the verification process in accordance with the withdrawal rules.

10 Dispute Resolution and Legal Framework

10.1 Filing a Complaint

For any complaint or dispute, please first contact us via our 24/7 live chat or by emailing [email protected]. We will endeavour to resolve the matter quickly and fairly. We will aim to respond to complaints within 30 days of submission.


10.2 Final Decision

joya9b's decisions on game results or payment matters will be considered final, though cases involving proven technical errors will be reconsidered. Fairness and transparency are our core principles in resolving disputes.


10.3 Notice of Changes

Notice of any significant changes to these terms and conditions will be posted on the website before they take effect. Continued use of the platform after changes will be taken as your agreement to the revised terms. We recommend visiting this page regularly.

11 Miscellaneous Provisions

11.1 Entire Agreement

These terms and conditions, the privacy policy, and the responsible gaming policy together form the entire agreement between joya9b and the user. They replace any previous oral or written agreements.


11.2 Severability

If any part of these terms is found to be unenforceable for any reason, the remaining parts will remain fully in effect.


11.3 Language

The English version of these terms and conditions is authoritative. In the event of any dispute or interpretation, the English text will take precedence.


11.4 Contact

For any questions regarding these terms and conditions, please use our 24/7 live chat service or email us at [email protected].

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